Why Now is the Right Time to Sell Your Property After the RBA Rate Cut

As we move through 2025, Australia’s property market is experiencing a pivotal shift following the Reserve Bank of Australia’s (RBA) recent interest rate cut to 4.10%. This move, aimed at stimulating economic activity, is expected to increase buyer demand, making now an opportune time for sellers to act before the market becomes more competitive.

With borrowing costs falling and more buyers entering the market, sellers who list their properties early could secure higher sale prices and faster transactions before more listings flood the market.

Current Market Trends: A Shift in Seller Conditions

Over the past year, rising interest rates slowed buyer activity, leading to longer selling times and greater price negotiation. However, with this latest rate reduction, experts predict a turnaround in buyer sentiment.

Key Market Insights:

• Increased buyer inquiries – Following the rate cut, mortgage approvals have already seen an uptick.
• Higher borrowing power – Lower rates allow buyers to stretch their budgets, making premium properties more attainable.
• Limited stock in prime areas – While new listings are expected to rise, sellers who act now will benefit from less competition.

See how property demand is shifting post-rate cut. 

Key Takeaway: Buyer interest is rising, and sellers who list now may capitalise on this momentum before competition increases.

How the RBA Rate Cut Impacts Property Prices

One of the biggest drivers of property price growth is interest rate movement. Historically, when rates drop, housing demand increases, leading to rising prices as more buyers enter the market.

What This Means for Sellers:

• House prices could rise by up to 3% in 2025, according to The Australian Financial Review.
• Increased buyer confidence will lead to stronger offers and quicker sales.
• Sellers who list early may secure higher prices before new stock increases competition.

Read expert predictions on how house prices will react to the rate cut

Key Takeaway: The best sale prices are likely to be achieved before the market gets flooded with new listings.

Why Now is the Best Time to Sell

While rate cuts benefit buyers, they also encourage more homeowners to sell, increasing competition among sellers.

Why selling now makes sense:

• First-mover advantage – With rates just cut, buyer demand is already increasing, but listings haven’t yet surged.
• Less competition (for now) – More properties will hit the market as sellers react to rising prices. Getting in early gives you an edge.
• Higher-quality buyers – Buyers who have been waiting for better loan conditions are now ready to transact quickly.

Key Takeaway: Selling before the market is flooded with new listings allows sellers to achieve better results with less competition.

How Sellers Can Maximise Their Property Value

With more buyers entering the market, well-presented properties will attract the strongest offers.

Tips for Maximising Your Sale Price:

• Professional property styling – Homes that are staged and well-presented sell faster and for more.
• Strategic pricing – Avoid overpricing, as savvy buyers will still compare value.
• Marketing exposure – Ensure your property gets maximum visibility through online and offline channels.

Discover how professional styling can help sell faster & for more. 

Key Takeaway: Presentation and strategic pricing will determine which properties sell the fastest in this evolving market.

Final Thoughts: Should You Sell Now?

The RBA’s interest rate cut has set the stage for renewed buyer activity, and sellers who act quickly can capitalise on strong demand before competition increases.

Selling now is ideal if:

• You want to sell before new listings increase competition.
• You want to achieve the best possible sale price while buyer confidence is high.
• You want to move quickly before further market shifts occur.

If you’re considering selling, now is the time to act before the next wave of listings enters the market.

Contact us today for expert insights and an obligation free property appraisal.

Stay updated on RBA rate changes and property trends.